Business Owners: Will Your Company Be PCI DSS 4.0.1 Compliant by April 1, 2025?

PCI DSS 4.0.1 Blog (Part 1)

Feb 5

Written By Shawn McAniff

If you accept credit card payments, this question should be on your radar. With over 15 ways to process credit card transactions—including swiping, inserting, or tapping a card, using digital wallets like Apple Pay or Google Pay, or taking payments via phone or an app—one thing is clear: protecting your customers’ financial data is critical.

And it's your responsibility.

Thankfully, PCI DSS 4.0 offers updated security standards to help you safeguard sensitive cardholder information. But first, let’s revisit the basics:

What Is PCI DSS, and Why Should You Care?

Back in 2006, five major credit card companies—American Express, Discover, JCB International, MasterCard, and Visa—came together to create the Payment Card Industry Security Standards Council (PCI SSC). Their mission? Establish the Payment Card Industry Data Security Standards (PCI DSS) to protect cardholder data and reduce fraud.

As technology and payment methods evolved, the PCI SSC has regularly updated these standards to keep up with emerging threats. Here’s the timeline for the latest version:

March 2022: PCI DSS 4.0 is released.
June 2024: PCI DSS 4.0.1 is introduced, making minor fixes, clarifying intent, and correcting formatting.
March 31, 2025: Deadline for full compliance with PCI DSS 4.0.1.

Why Is PCI DSS Compliance Important?

Compliance isn’t just about avoiding fines or meeting requirements—it’s about protecting your business and your customers. As JCB International aptly states, PCI DSS helps you:

Prevent hacks and fraud: By securing sensitive data, you reduce the chances of costly breaches.
Minimize risks of theft or data loss: Ensuring proper protocols are in place safeguards both your customers and your reputation.

What Should You Do Next?

Whether you’re new to PCI DSS or need to update your processes, now is the time to act. Don’t let compliance feel overwhelming; it’s an investment in your business’s security and your customers’ trust.

Need help understanding PCI DSS 4.0.1 or preparing for compliance? Reach out to learn how we can guide you through the process.

Don’t wait until the deadline—protect your business today!

Ways We Can Help:

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Contact at 808-843-8000 or click here to send us a message.

-AkamaiPOS-

Disclaimer: This blog is a summary overview of PCI DSS 4.0.1 sourced from the PCI Summary Council as of December 2024. For specific PCI DSS 4.0.1 instructions, guidance and policy please visit the PCI Security Council’s PCI DSS website.